Residential property with a solar panel installation generating clean energy
Make Green Energy

Flexible Finance Available

Flexible Solar Finance Available

We understand solar is an investment. That's why we now offer flexible finance options to make switching easier. Finance available through approved partners.

Spread the cost
Fixed monthly payments
Fast approval process
Install now, pay over time
Solar Without the Upfront Cost

How the Solar Lease Works

Instead of paying £10,000–£15,000 for a solar + battery system upfront, you spread the cost through a renewable finance agreement.

1

We design & install your system

You choose the solar and battery package suited to your property. Make Green Energy designs and installs the system to MCS-certified standards.

2

Hometree Finance provides the structure

Through approved installer partners, Hometree Finance offers Solar Lease and Heat Lease plans with zero upfront cost, alongside longer-term green loans.

3

You make a monthly payment

Instead of finding thousands of pounds immediately, you pay an agreed monthly amount over a long period — Hometree's average contract term is around 17 years.

4

You benefit from the solar system

Use the electricity your system generates, reducing what you buy from the grid. Surplus may also qualify for Smart Export Guarantee (SEG) payments where conditions are met.

5

Servicing & maintenance included

Depending on the product, Hometree's solar plans can include installation, servicing and repairs — not simply a conventional personal loan.

New Finance Option

0% APR Green Loan — Repaid Over 5 Years

Prefer to own your system outright without paying everything upfront? Our new 0% APR loan spreads the full installation cost across five years — with no interest to pay at all.

0% APR

No interest is charged on the loan — the price you agree is the total you repay.

Spread over 5 years

60 fixed monthly payments, so you know exactly what you'll pay each month.

You own the system

The solar panels, battery and any EV charger are yours from the day of installation.

Warranties stay intact

Full manufacturer and installation warranties apply, just as with an upfront purchase.

0% APR

For example, a £7,600 installation repaid over 5 years at 0% APR works out at roughly £127 per month — and the total repayable equals the system price, nothing more. Subject to status and credit checks.

Representative example: borrow £7,600 over 60 months at 0% APR — 60 monthly payments of £126.67, total repayable £7,600. Make Green Energy Ltd is an Introducer Appointed Representative (Financial Services Register No. 1053488) of Phoenix Financial Consultants Limited. Finance subject to status and credit checks.

Institutional Backing

Backed by institutional capital

In June 2024, Hometree secured a £250 million asset-backed debt facility from Barclays to finance residential renewable-energy systems — supporting more than 28,000 UK solar, battery and heat-pump installations.

Make Green Energy
Installer & finance partner
1
Customer
Wants solar and a battery without spending £10,000+ today.
2
Finance Application
You complete the finance/lease application and affordability checks.
3
Hometree Finance
If approved, Hometree provides the financing/lease structure.
4
Installation
Make Green Energy installs your approved solar/battery system.
5
Monthly Payments
You pay the agreed monthly amount while generating your own electricity.
6
Institutional Capital
Facilities such as Barclays' £250m asset-backed financing support the renewable portfolio.
£250m
Barclays asset-backed facility
28,000+
UK systems supported
~17 yrs
Average contract term

Traditional Purchase vs Solar Lease

The real question isn't whether to buy £12,000 of solar today — it's how you'd like to make the switch.

Feature
Traditional Purchase
Solar Lease / Finance
Upfront cost
£12,000 upfront
Potentially £0 upfront*
Ownership
Customer purchases the system
Depends on the specific agreement
Capital expense
Large one-off capital expense
Predictable monthly payment
Who funds installation
Customer funds it
Finance provider funds it per the agreement
Savings
Start after installation
Can start after installation
Servicing & maintenance
Customer's responsibility
May be included, depending on the plan

*Subject to eligibility, credit/affordability assessment and the exact finance product. Hometree advertises renewable plans with zero upfront cost; finance offers are subject to status and agreement.

Is this government-backed?

Hometree's renewable finance model operates within the UK's growing green-finance ecosystem and is supported by institutional capital, including a £250 million asset-backed facility from Barclays. The UK Government is separately developing and supporting policies and financing mechanisms designed to accelerate residential renewable-energy adoption.

This is not a government guarantee of your individual finance agreement. Barclays backing Hometree is not the same as the UK Government guaranteeing the homeowner's lease. All finance is subject to status, credit checks and the specific product terms.

Finance Questions

1

How does the finance work?

Finance is provided through our approved partner, Phoenix Financial Consultants Limited, a credit broker offering plans from a panel of lenders. All finance is subject to status and credit checks.

2

Can I finance a full system?

Yes — solar panels, battery storage and EV chargers can all be financed, individually or as a combined package tailored to your property.

3

Are the monthly payments fixed?

Yes. You'll agree a fixed monthly payment over a set term, so you know exactly what you'll pay each month with no surprises.

4

How long is the approval process?

Approval is typically fast. Once your application is submitted, our team will guide you through the next steps and aim to get you a decision promptly.

Make Green Energy Ltd is an Introducer Appointed Representative (Financial Services Register No. 1053488) of Phoenix Financial Consultants Limited. Finance subject to status and credit checks.

Why Choose Us

NAPIT Approved Installation

Fully certified and approved by NAPIT for your peace of mind.

Solar-Compatible Systems

Seamless integration with your existing or new solar installation.

Fully Compliant Standards

All work meets UK electrical and safety regulations.

Long Term Reliability

Built to last with ongoing support and maintenance.

Make the switch today with flexible finance.

About Us